Condo Insurance

Insurance agency licensed in MN, ND, and WI

Your condo is a significant investment filled with the belongings and memories. At JRL Agency, we offer condo insurance designed to help protect what you’ve worked hard for. Whether you're relaxing at home or away for the weekend, you’ll have peace of mind knowing your space and possessions are covered.

We proudly help condo owners in Fergus Falls, Ottertail, Battle Lake, and surrounding Minnesota and North Dakota communities find coverage that fits their needs and budget.

 

What Does Condo Insurance Cover?

Personal Property

Helps cover the cost to repair or replace your personal belongings—like electronics, clothing, and furniture—if they're damaged or stolen.

Interior Structure

Covers parts of your condo that aren't covered by your association’s master policy, including built-in appliances, flooring, and interior walls.

Liability Protection

Provides coverage if someone is injured while visiting your condo or if you accidentally damage someone else’s property.

Loss of Use

Helps pay for temporary living expenses if your condo becomes uninhabitable due to a covered loss.

Medical Payments

Covers minor medical expenses for guests who are accidentally injured on your property—regardless of fault.