Whether you’re commuting through Fergus Falls or heading out for a weekend drive across Minnesota, your vehicle deserves protection that matches your lifestyle. At JRL Agency, we offer customizable auto insurance policies designed to help you safeguard what matters most.
From standard liability to comprehensive coverage and optional add-ons, we’ll help you choose protection that fits your vehicle—and your peace of mind.
Helps cover the cost of injuries to others and property damage when you’re at fault in an accident. This coverage is required by law in nearly every state and forms the base of most auto insurance policies.
Covers the cost to repair or replace your own vehicle if it's damaged in a collision—whether with another car, an object, or an animal.
Protects your vehicle from damage not caused by a collision. This can include theft, vandalism, hail, fire, falling objects, or hitting an animal on the road.
Get 24/7 assistance if your car breaks down. Coverage includes towing, jumpstarts, tire changes, and lockout services.
Stay mobile after an accident—this coverage helps pay for a rental car while your vehicle is being repaired.
Ideal for high-value or specialty vehicles, this option pays a pre-agreed amount if your car is declared a total loss.
Covers damage to aftermarket upgrades like custom wheels, audio systems, or performance enhancements.
With changing weather, rural roads, and busy highways in the area, drivers in Fergus Falls face unique risks. Having the right auto insurance policy helps ensure you're prepared—whether you're dealing with icy roads in winter or storm damage in summer. At JRL Agency, we'll help you review your coverage, compare options, and customize yout policy to fit your needs.
